Penny
Minimalist AI personal finance and expense tracker.
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Penny - Minimalist AI personal finance and expense tracker.

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Penny (mypenny.net) is a minimalist AI personal finance and expense tracker by Yessine Ghariani. Log expenses by voice or receipt photo, set monthly budgets, and track savings goals. Free to start, Pro is a one-time $19.

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Hi Product Hunt! šŸ‘‹ I'm Yessine, a 20-year-old computer science student from Tunisia, and I'm incredibly excited to launch Penny today. What problem was I trying to solve? I wanted a simple way to track my daily expenses, but every budgeting app I found required an expensive $80-$120/year subscription and forced me to link my private bank login credentials. I didn't want to do either. I just wanted a fast, private, and minimalist tracker. So, I built Penny. How does it work? Penny makes manual entry totally frictionless using Gemini AI. Instead of typing out amounts and categories, you just tap the mic and say, "I spent 40 bucks on gas yesterday," or snap a photo of a paper receipt. The AI extracts the merchant, final total, and category instantly. It also includes: šŸ“Š Clean visual dashboards and strict monthly category budgets šŸŽÆ Savings goals to keep you on track šŸ”„ A gamified daily tracking streak (with a once-a-month streak restore) šŸ¤– An "AI Roast" that gives you a savage, shareable breakdown of your monthly spending habits Penny is completely free for unlimited basic tracking, and the AI/Pro features are a single, one-time payment of $19. No subscriptions, ever. I'd love to hear your feedback, feature requests, or any questions you have about the tech stack. I'll be hanging out in the comments all day! Let me know what you think.