PayRam — Payment Gateway for AI Agents - Give your AI agents a payment gateway. No signup, no KYB
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Add a private payment processor to your AI agent project — self-hosted and run by your agents. A must-have commerce layer.
Your agents auto-setup and use tools from mcp.payram.com to accept crypto + card on WhatsApp, Telegram & Discord.
No company incorporation needed.
Self-hosted. Self-custody. No signup, no KYB, no account freezes. Funds settle wallet-to-wallet to your cold wallet — keys never touch the server. Card-to-crypto: pay by Visa, receive USDC.
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Hey Product Hunt 👋
The new weekend project trend hits roadblock when you want to add payment gateway. It need company incorporation & compliance check list.
OpenClaw cannot execute its digital life prophecy.
Every agent builder eventually hits the same wall: your agent can do everything except get paid. The moment you want to charge for something, you're back to KYB applications, 5–14 day approval queues, sharing business documents, and the constant risk of a frozen account.
We built PayRam to delete that wall entirely.
Register PayRam as an MCP server (mcp.payram.com) and your agent auto-discovers a full payment toolkit — it will setup PayRam instance & create_payment, generate_invoice, get_balance, send_payment — no custom code. From there your agent can accept crypto AND card payments on WhatsApp, Telegram, Discord, or any channel it already runs on. One CLI command (or a single prompt) and you're live in ~5 minutes.
What makes it actually agent-native:
• No signup, no KYB, no account freezes — permissionless from minute one
• Self-hosted on your own server — your keys, your wallet, your rules
• Non-custodial — funds settle wallet-to-wallet straight to your cold wallet, never through us. No keys live on the server, so even a compromised agent can't move funds
• Private by design — no sharing your data with a middleman
• Card-to-crypto — humans pay with Visa/Mastercard/Apple Pay, you receive USDC. No other self-hosted gateway does this
• Works with OpenClaw, NemoClaw, Claude, n8n, LangChain — anything that speaks MCP, plus CLI tools for builders
Agent-to-agent commerce is here, and machines need a way to transact without a human in the loop or a gatekeeper in the middle. That's exactly what PayRam unlocks.
Would love your feedback — happy to answer anything in the comments!