Payment holds, sudden freezes, and strict Visa VAMP 2026 thresholds kill SaaS cash flows. The 2026 Payment Continuity & Recovery Suite gives founders legal escalation frameworks (UCC § 4A-502, CFPB, FinCEN) and arbitration scripts to force manual compliance reviews and release funds. Includes the Complete 3-Part Trilogy: • Payment Survival Guide (Escalation & Unfreezing) • Payment Continuity Protocol (Redundant Gateways) • Stripe Compliance Audit Playbook (VAMP Defense)