Most budgeting apps ask you to pay before you even know if the method works for you. OfCashy is free, browser-based zero-based budgeting — no app to download. Just open your browser on your phone or laptop and start assigning every dollar a job. What you can do: → Set up multiple accounts → Track, where your money goes, before you spend it → Access it anywhere Built for people who want real control over their money without paying a subscription just to try it out.