Retail investors don’t have an information problem. They have a research bottleneck. OBaI gives them a self-hosted AI research desk: eight specialist agents for technicals, fundamentals, options, quant research, screening, and backtesting. Ask one plain-English question from the CLI, watch agents work live in the Web UI, and get one coordinated answer. Open-source. Local-first. Your data stays on your machine except the APIs you configure.