Northing - Your net worth, tax position & FIRE date - no bank login.

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Northing is the UK wealth cockpit for people who manage their own money. Track net worth across every wrapper - ISAs, SIPPs, GIAs and pensions - see your tax allowances at a glance, and model your FIRE and retirement date with tax-accurate drawdown, Monte-Carlo confidence and a house-affordability check (stamp duty built in). No bank logins, no budgeting nags - just your real position, kept private and current by you.

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Hey Product Hunt 👋 I built Northing because the tools for tracking my own money were all wrong for me. Spreadsheets that broke every time I touched them. Apps that wanted to log into my bank, sell my data, and nag me about coffee budgets. None of them answered the only questions I actually cared about: where do I stand, and when can I stop working? Northing is a wealth cockpit for people who manage their own money. You bring your accounts in - ISAs, SIPPs, GIAs, pensions, property, the lot - and get one honest picture of your net worth, your tax allowances, and your FIRE date. A few things I'm proud of: - Built for the UK. Real wrapper and allowance tracking (ISA/LISA/SIPP), pension taper and carry-forward, not a US tool with a £ sign bolted on. - Projections you can trust. Tax-accurate drawdown, Monte-Carlo confidence ranges, and the pension bridge most calculators quietly ignore. - A house-affordability check with stamp duty built in, so "can we afford the move?" is a number, not a guess. - No bank logins. Manual + market data, by design. Your finances stay yours. The free tier is genuinely useful, not crippled. Premium is £5.99/mo or £59/yr per household if you want the full projections suite. I'd love your honest feedback - especially from other DIY investors. What's the one number you wish you could see clearly? I'm reading every comment today. - James