Dealerships pad lease quotes with marked-up money factors, inflated acquisition fees, and buried cap-cost reductions. myLeaseWise is a free reverse-audit engine: enter MSRP, selling price, residual %, term and money factor — it instantly computes your TRUE $0-down monthly payment, the APR equivalent, a deal grade, and the hidden dealer profit baked into the quote. Negotiate from math, not guesses. 🚗 Catch the money-factor markup (APR = MF × 2400) 🧮 No signup, no email, free forever