KudiTrust is an escrow-based payment platform for online transactions where trust is uncertain. Funds are held securely until the deal is completed and the buyer is satisfied. Buyers and sellers can add optional Validators to verify transactions, track delivery, and reduce blind trust. Unlike traditional payment apps, KudiTrust makes escrow the default, gives buyers control over fund release, and is designed for peer-to-peer and social commerce deals with a simple, no-contract flow.