Klaro Ledger
Private personal finance that logs itself
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Klaro Ledger - Private personal finance that logs itself

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Klaro is a personal finance app that keeps your money on your phone — no account, no ads, no tracking. It logs your spending for you by reading your bank's payment alerts on the device (no bank connection), and when you open it you get a plain-English "here's how you're doing" up top, with the charts and detail underneath if you want them. You can share a private, end-to-end-encrypted space with your partner, and one subscription covers you both. Android, with a free trial.

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Hey Product Hunt 👋 I'm Liam, and I built Klaro on my own. The reason it exists: every budgeting app I tried wanted my bank login and kept my data on their servers, and I didn't want that. So Klaro keeps everything on your phone — no account, no ads, no tracking — and still logs your spending for you by reading your bank's payment alerts on the device (no bank connection). When you open it, you get a plain-English "here's how you're doing" up top, with the charts and detail underneath if you want them. You can also share a private, end-to-end encrypted space with your partner, and one subscription covers you both. Android, $17.99/yr, free trial. I'd genuinely love your honest feedback, especially on the privacy side.