🧠 Local AI Coach: Chat with your finances. Ask "Where did my money go?" and get instant, private answers without an internet connection. 📊 Financial Health Score: An intelligent 0-100 pulse check that measures your budget discipline and savings progress in real-time. 🤝 Debt & Loan Tracker: A handshake-simple module to manage personal loans and social debts. 🔒 Zero-Knowledge Architecture: We don't store your data. We don't see your data. You own your financial future.

Privacy-focused personal finance tracker with offline storage and AI insights, • Voice Input — Just say "I spent 5 dollars on coffee" and it's recorded automatically • Smart Auto-Categorization — Transactions are sorted using Google Gemini AI • Proactive Insights — Get alerts for unusual spending, low balances, and budget pacing • Daily AI Tips — Personalized financial advice generated just for you