We rated the travel insurance inside 446 credit cards across the US, Canada, France, Australia and Singapore, guarantee by guarantee, from the official benefit guides. Each guarantee gets a verdict: covered, not covered, or misleading. Free, no account, no card number. When your card falls short, our marketplace prices 40+ insurers in 26 languages and 33 currencies, covers Schengen and working-holiday visas, and sends your certificate in under 2 minutes. 168,688 travellers insured since 2019.