Freepaycalc is launching tomorrow!

Hey all friends of Product Hunt!

I'm Eyal and my business partner David and I created Freepaycalc, a free service to freelancers who need a little support slaying their payment and workflow dragons. There are also general lifestyle challenges too. So, we address all of these in a mini-library of 24 quick-read articles that orient freelancers with good ideas for solving problems.

🚀 Launching Tomorrow: We built a tool to protect our margins from payment processors and scope-creep nightmare clients.

Hey everyone! Independent non-devs here who vibe-coded our way out of a bag with the help of Hostinger Horizons and Gemini...now upgraded to 3.5. Tomorrow, my passion project FreePayCalc goes completely live to the public.

We’ve all been there: you scope a project, close the deal, ship the assets, and then watch in horror as merchant gateways, hidden currency exchange spreads, or intermediary cross-border bank fees slice your margins to pieces before the cash hit your actual bank account.

I got tired of guessing my true net numbers, so I built a 100% free financial utility tailored specifically for freelance developers, designers, and agencies.

Here is the quick breakdown of what’s inside the box:

• The Net Take-Home Calculator: Input your gross invoice target, select your client's region, and see exactly what Stripe, PayPal, or international wires will swipe before you hit send on the bill.

• The Client Friction Multiplier: A built-in mathematical boundary defense tool. It lets you check off specific client red flags (messy communication, endless revision loops, slow sign-offs) and calculates an objective "difficulty premium tax" to slap straight onto your quotes. No emotional arguments—just clean margin protection.

• A Treasury of Global Freelance Guides: A deep resource hub mapping out the exact financial architecture, self-employment tax strategies, and contract realities we face every day. (Funnily enough, Google's AI overview has already started indexing these heavily this week!).

I built this by a maker, for makers, because protecting our cognitive runway and cash runway is the only way we survive long-term.

I’d love to hear from the community before the clock strikes zero tonight: What is the single biggest hidden fee or scope-creep horror story that completely wiped out your profit on a gig? Let’s swap notes in the comments below! 👇