Freelancers don't have a pricing problem — they have a pricing fear problem. This 11-language Excel decision kit does the scary math: a rate calculator that outputs your floor hourly rate from your costs, three value tiers with when-to-use rules, a quote checklist (10 scored checkpoints + 4 red-flag signals) that scores green/amber/red before you send, and a discount guard that prices any discount. Plus objection scripts for "that's too expensive." No macros. One-time $19, commercial license.