Finance Toolkit
A free, offline, privacy-first personal finance app
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Finance Toolkit - A free, offline, privacy-first personal finance app

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An all-in-one personal finance app for iOS. 19 calculators, voice expense entry, Siri shortcut, AI receipt scanner, bank statement import, investment tracker, document vault, widgets. 9 languages. Face ID lock. 100% free. 100% offline. No account.

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Maker
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I built Finance Toolkit because every personal finance app I tried either wanted a subscription, required an account, or did one thing well and nothing else. So I built the app I actually wanted: → Speak an expense out loud — "Spent 450 on fuel" — and it's logged. No tapping. → Photograph a receipt and the amount, merchant, and category fill themselves. → Import your bank statement (PDF or CSV) and 300+ AI keywords sort every transaction. → 19 calculators covering home loans, SIP, income tax, NPS, FD, and more. → Everything works offline. No account. No subscription. Ever. I'm a solo iOS developer and this took 12+ months of evenings and weekends. Every feature in the app — voice entry, biometric lock, 6 widgets, 9 languages, iCloud sync — is completely free. Would love honest feedback, especially on the calculators and voice expense flow

 Building something over evenings and weekends takes real commitment. I just upvoted, and I respect the decision to keep everything offline with no subscription. Wishing you a strong launch and plenty of thoughtful feedback.

Maker
Thank you so much, Nick! 🙏 Really appreciate your support and the upvote. Building this in my spare time has been a rewarding journey, and I’m glad the offline-first, no-subscription approach resonates with you. Thanks for the encouragement!

the voice expense entry paired with Siri shortcuts is a really thoughtful touch, makes logging feel almost effortless in the moment

Maker
Thanks, Oğuz! 😊 I’m happy you liked the Siri Shortcuts integration with voice expense entry. The goal is to make adding expenses as quick and hands-free as possible. Really appreciate you trying it out!

Love that it works fully offline and skips the account signup, the receipt scanner actually pulled numbers correctly from a crumpled gas receipt I tested.

Maker
Thank you, Çağla! 🙌 Great to hear the receipt scanner handled your crumpled receipt accurately. I’m glad you enjoyed the offline experience too. Your feedback means a lot!

The voice expense entry actually worked pretty well on my first try, which surprised me. The offline-only setup with no account feels refreshing in a sea of apps that demand everything just to add a coffee purchase.

Maker
Thanks, Kayra! 😊 I’m really happy the voice expense entry worked well for you. Making the app fast, private, and hassle-free without requiring an account was one of my main goals. Thanks for giving it a try!