Filo
Budget, save, and pay off debt — all in one simple app
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Filo - Budget, save, and pay off debt — all in one simple app

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Filo is a clean, all-in-one personal finance app for tracking your budget, expenses, savings goals, debts, and subscriptions — with smart reports and voice entry, built to keep your finances simple instead of overwhelming.

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Hey Product Hunt 👋 I built Filo because every budgeting app I tried felt either too simple (just a spreadsheet with a UI) or too complex (built for accountants, not regular people). I wanted something that covers the whole picture — budget, savings goals, debt payoff plans, subscriptions, bills — without feeling like work. A few things I'm proud of: - Snowball/Avalanche debt payoff planner - Voice entry for adding transactions on the go - One-tap PDF/Excel financial reports - Smart Plan that scores your financial health and tells you what to fix first Would love your feedback — what's missing, what's confusing, what you'd want next. Happy to answer anything in the comments today!