ExpenseTrackerFree - A fast, private expense tracker with no sign-up required

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Simple, fast, privacy-first expense tracker and monthly budget calculator. Built for college students, freelancers, self-employed professionals, and small businesses with 100% on-device local storage.

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Hey Product Hunt! 👋 I'm thrilled to introduce **ExpenseTrackerFree.com**! ### Why we built this: Most budgeting tools today have become overly complex. They push expensive monthly subscriptions ($100+/year), force you to link private bank credentials, or put 10-second countdown timers on basic bill splitting. We wanted to bring back the simplicity of the open web: instant, lightning-fast utilities that respect your privacy. ### Key Features: ✨ **Zero Sign-Up Required**: Instant access with zero barriers. 🔒 **100% On-Device Privacy**: Uses browser LocalStorage—your numbers never touch our servers. ⚡ **Safe Daily Spend**: Real-time daily spending limits to prevent month-end budget deficits. 👥 **Free Splitwise Alternative**: Unlimited group bill splitting with 1-click WhatsApp/Telegram settlement links. 📊 **Spending Wrapped**: Monthly spending personality card ready for social sharing. 🎓 **Student & City Calculators**: Tailored living cost tools for NYC, London, Toronto, Sydney, Bengaluru, and more. 💾 **Data Portability**: 1-click CSV, JSON, and PDF export/import. It is 100% free forever. We'd love your thoughts, feedback, and feature requests! 👉 Try it now: