What should an AI personal finance app actually do for you?

Most finance apps are great at showing you what already happened: transactions, categories, charts, and monthly spending.

With Currents-E, I’m interested in the next step: what should AI actually do with that information?

Should it catch unusual spending? Predict upcoming cash flow? Suggest where you can cut expenses? Automatically adjust your budget? Answer questions like “Can I afford this?” or “Why did I spend more this month?”

I’d love to hear what would make AI genuinely useful in a personal finance app rather than just another chatbot added to a dashboard.