Compoundly.AI - Your financial health, scored and improved with AI

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Compoundly scores your financial health from 0-1000 based on spending, savings, assets & liabilities. Eight ranks from beginner to a financial Ninja Compounder. No last name required, everything encrypted. Free assessment forever — premium unlocks AI Mentor, Smart Goals (auto-suggestions and updates), easy data export and cool Charts! 📖 The full story:

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Hey Product Hunt! 👋 I built Compoundly because I wanted a "credit score for myself" — not for lenders, but for me. The problem: • My finances were scattered across banks, brokers, and spreadsheets • No single view of income, expenses, assets, and liabilities • Getting personalized advice meant expensive advisors Compoundly flips that: • Centralizes everything into one dashboard with clear next actions (not financial advice — always seek professional help!) • Your score rewards habits, not wealth — a teacher saving 20% outscores a CEO spending 95% • We don't even ask your last name — privacy-first by design • Free forever for the core assessment and score tracking Premium ($9.99/mo) unlocks an AI Mentor that knows your numbers, smart goal tracking, and progress charts. I'd love your feedback — especially on the scoring feel and what features you'd want next.

 

Love the idea of a “credit score for yourself” — that framing instantly clicks, especially the part where habits beat raw income. Privacy-first + free core assessment is a smart trust builder in fintech 👏

One opportunity I noticed: the 0–1000 score and ranks are powerful, but you could surface the “why this matters” moment even harder — e.g. what a +50 score actually unlocks in real life over 6–12 months. That kind of future-state clarity can massively boost both activation and premium upgrades.

I’ve been doing post-launch product audits for tools like this, and I’d be happy to put together a short, structured mini-audit (3–4 concrete improvements around onboarding, score motivation, and premium conversion) from a user + growth perspective.

If that’s useful, I can send it over.

 thank you for the support and the offer- will consider!

Tried it and loved the AI mentor. Smart goals look very useful too. Gonna see how my rank improves later on

 thank you for the kind words!

Turns out I am a Master Compounder! great product bringing all your finances together, love the smart goal suggestions

 thank you and congrats on the Rank!