Cleveo
Minimalist, financial freedom & wealth projection app
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Cleveo - Minimalist, financial freedom & wealth projection app

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Cleveo is a clean, privacy-first financial freedom and wealth projection engine. Unlike bloated spreadsheets or tools that require sensitive bank logins, Cleveo lets you map your timeline in seconds. Easily model custom life events, like home purchases, mortgage payoffs, pensions, or career breaks, with smart fixed vs. inflation-adjusted math. Features an institutional-grade drawdown engine across cash, brokerage and retirement accounts. Completely free & non-custodial.

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Hey Product Hunt community! I’m Mr. B, founder of Cleveo. Like a lot of people tracking financial independence, I spent years wrestling with complex spreadsheets and clunky online retirement calculators. The existing tools on the market were either: * forcing me to link real bank credentials via third-party aggregators * hiding basic scenario planning behind expensive monthly subscriptions. * too rigid to handle real-life changes (like paying off a mortgage, taking a career gap, or receiving a pension). I built Cleveo to fix this. It’s designed to be simple on the surface, smart under the hood: * 100% Non-Custodial: Zero bank logins required. Your financial data stays private and yours. * Dynamic Life Events Engine: Model one-time windfalls, home buys, or recurring spending changes with smart toggles for fixed dollars vs. inflation-adjusted values. * Realistic Drawdown Waterfall: Behind the clean UI, the math accurately handles liquidity order (Cash -> Taxable -> Retirement accounts after age 59½). * Guest Mode First: Test everything instantly without even needing to create an account. Cleveo is 100% free during our soft launch, early users who join now will be grandfathered into our core features forever. I’d love for you to give it a spin, run a few scenarios, and hit me with your honest feedback, edge-case math checks, or feature requests! Thanks for checking it out!