BudgetGuard Pro is a Excel spreadsheet with a built-in Smart SMS Parser. Instead of manually entering every transaction, it reads your bank's SMS transaction alerts and logs them into your budget automatically. ✅ No subscriptions — buy once, own forever ✅ Works in Excel on Windows & Mac ✅ Your data stays on your device (no cloud) ✅ Smart SMS Parser handles most major banks ✅ Pre-built budget categories & dashboard If you've ever wished your spreadsheet could just update itself, this is it.