It is a bit difficult, if you don't have anything to show investors, they can't be likely to invest. So unless you and your potential co-founder(s) have a lot of savings, you'll need to have your MVP ready to look for funds
@roberto_hernandez1 You can certainly go and start reaching out to investors now (and here's a blog I did with some tips https://taskablehq.com/blog/how-...) but right now is the best use of time to spend all day fundraising and trying to talk to investors, or building your product and getting users? If you do the latter, it makes the former much easier down the line.
@mattcrail It makes totally sense. Though in the fin-tech area is really tough to start developing the solution since there are external things(country's law, regulations,etc). Anyway your info is so valuable.
If you're an experienced team you can probably do that
Otherwise I've seen startups raise with a UX/UI prototype and a great pitch
You can also build a landing page on a No Code tool, heavily market it and get a decent waitlist then fundraise