My Debt Lens: Compare debt payoff paths in plain English

Hi product hunters — This is the creator of My Debt Lens.

We built this because debt payoff decisions can become confusing very quickly. A person may know their balances, APRs, and monthly payments, but still not have a clear way to compare what happens if they focus on highest APR first, smallest balance first, or a custom path that better fits their actual budget.

My Debt Lens is meant to make those tradeoffs easier to see. U.S. users can enter their own debt numbers, compare payoff paths like avalanche, snowball, and custom routes, and read plain-English explanations of what each path changes.

One important choice we made early was not to require a bank connection. For this first version, the focus is on clarity, privacy, and user-entered numbers rather than automated account linking.

We’d be grateful for feedback on the onboarding flow, the payoff comparison experience, and whether the explanations feel clear enough for someone who is trying to make a practical debt plan without feeling overwhelmed.

Thanks for taking a look.