HS Kim

HS Kim

Building B-ZEC · Schedule C made simple

About

I'm HS Kim, co-founder of B-ZEC — a map-based expense tracker for America's 31M self-employed. Every existing tool solves end-of-month reconciliation. B-ZEC solves the 10 seconds right after you swipe your card, before the receipt fades. One tap on a map, OCR reads the receipt, deduction auto-computed. Your financial data never leaves your mobile device — SQLCipher-encrypted, local-only. Schedule C prep built in. Pre-launch Q2 2026 · iOS + Android · 🇰🇷 team building for the US

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Forums

How to give enough value without giving away the product

I was reading Nika's thread here about free vs paid features. Really made me think.

Link: https://www.producthunt.com/p/ge...
( shout-out to @busmark_w_nika ! )

She talks about giving generalized advice for free, but charging for specific, tailored help. That's a good framework.
But most product owners figure this out after they build, not before.

That's backwards.

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6mo ago

Since the rise of AI, do you feel that your job is at risk? And what about certain professions?

When AI entered the public stage in 2023, I was working as a copywriter. One client gave me a condition:

either I write more articles using AI for the same price
or I lower my rate per article

That was when I realised this job was starting to change significantly. (And I ended up.)

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6mo ago

I read 16 IRS publications from Korea to build a tax app. Here's what broke my brain.

I read 16 IRS publications from Korea. Then I found several government audit reports from the GAO. Here's the number that stopped me cold.

I am not American. I've never filed a Schedule C. I've never spoken to the IRS.

But I was already building a product for 31 million U.S. self-employed people. So I needed to understand their tax reality.

16 IRS publications. Multiple audit reports. Hundreds of pages. One month.

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