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Personal finance tools help you earn, track, and grow money: budgeting, banking, equity, payments, and social investing for individuals, creators, and startups.

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Among top-reviewed tools, Mercury suits startups needing API-first banking, virtual cards, and lightweight treasury—balanced by reports of closures and slow support. For consumer budgeting, Monarch excels with broad aggregation, flexible categorization, goals, and subscription tracking, despite occasional sync hiccups. Creators monetize easily on Buy Me a Coffee via donations, memberships, and digital sales, though compliance-related payout freezes remain a risk.

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Forum discussions

What are your must-have features in the peronal finance app of yours?!

Hey everybody,

Yigit here! I am developing a personal finance app mainly based on what features I wish an app to have and it is on google play closed test now. Here is a quick summary:
The app's main value proposition is being able to keep track of your expenses 'automatically'. The rationale behind is the fact that in my country banking laws restrict individual's access to open banking apis. That is, you cannot have an API access to your bank to exchange information and keep track of your expenses unless you are corporate. According to my research, this feature is available in US and EU but only with certain restrictions in the latter.

I thought it could be sutaible time to ask the community about their needs about such an app and can guide me a long way before I commit further. Would you be so kind enough to answer below questions? Any replies are appreciated and thanks in advance.

Do you use personal finance app?
Could you please share your the most essential must-have features of the personal finance app of your choise and tell me why?
Under which circumstances would you give another app a try?
What would be the ideal price point for such a service in your perspective?

6 comments•71 views

2mo ago

How do you manage your business finances?Does finance paperwork and admin take up too much of your time? What tools and software do you use for banking, accounting and payments?

7 comments•18 views

4yr ago

Volopay

Question to all founders and managers: What tools do you use to manage your business expenses?I'm new to the fintech space and I'd love to know more about some tools/software that help manage business expenses and improve the efficiency of your finance and accounting teams. What tools do you use for: - managing your business expenses - sales, marketing, product expenses, etc - paying for software and other subscriptions - employee reimbursement and claims - accounting automation - travel and miscellaneous expenses Eager to know and learn more from you all. Thanks guys :)

11 comments•56 views

5yr ago

Raycast

Do you use a financial advisor or wealth planning service?Trying to get a sense for what human services or tech products people use for managing their financial health... Of course there's Quicken and Mint in one end of the spectrum, and then there's the hands-on human advisor or planner on the other end. Which do you use and why? What has your experience been like and what would you recommend to someone who wants to take control of their financial present & future? Note: I tried adding survey questions, but Product Hunt wouldn't let me post it, so I've added some choices below!

9 comments•36 views

5yr ago

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