XAMVEN helps businesses put practical controls around payment requests, vendor changes, approvals, documentation, and payment release. Control before money moves.
Hey Product Hunt! 👋 I’m Emmanuel, founder of XAMVEN.
In high-value B2B operations—especially commercial construction—wire fraud doesn't happen because of sophisticated hacking. It happens because of deadline exhaustion on a Friday afternoon.
An AP desk faces 30 draws, the bank cutoff is in 30 minutes, and a critical vendor sends an "urgent" routing update. Company policy says "always call to verify," but under live field pressure, the change gets approved. By Monday, $100k+ has cleared into an offshore account, non-recoverable.
Most software focuses on tracking costs or post-payment reconciliation. We built XAMVEN to enforce pre-payment defense before money moves:
REQUEST → FREEZE → VERIFY → APPROVE → DOCUMENT → PAY
Any change to payout credentials triggers an automated operational hold and strict out-of-band verification. The system enforces the friction so your team doesn't have to be the bad guy under pressure.
We also built a free 3-minute audit to diagnose where your disbursement gates are vulnerable: xamven.com/payment-control-readiness-check
I’d love to hear your thoughts: How does your team currently handle sudden bank details changes under deadline fire? Any feedback on the flow is hugely appreciated!