WLTH — The wealth operating system for the generation that started with nothing. AI credit repair, crypto index, budget tools, income builder, real estate deal scanner, AI WLTH coach, and more! New- "Jarvis Desk" feature recently addedwlthapp updates every 2 weeks.
Hey Product Hunt 👋
I'm Alijah — I built WLTH because I was the target user.
I'm 24, making $65K, no emergency fund, trying to figure out crypto, credit repair, and how to eventually own property — all at the same time. Every tool that could help me either cost too much, was buried in ads, or assumed I already had wealth to manage.
So, I built the app I needed.
Here's what WLTH does that nothing else does:
Credit Karma shows your score. WLTH tells you exactly what to do about it — generates the dispute letters, builds your fix plan, simulates your score changes before you act.
Coinbase lets you buy crypto. WLTH automatically splits any amount across the top 10 highest conviction coins, so you don't have to research anything.
Mint shut down. WLTH filled that gap and went further — bill negotiation AI that gives you word for word scripts, raise coaching, side hustle matching.
Financial advisors charge $150/hour. WLTH's AI coach knows your complete financial profile and tells you exactly what to do with every dollar. Free.
The honest truth — I built most of this in 48 hours using Claude. What took Credit Karma years and millions in funding, AI let one person build over a weekend. That's what 2026 looks like.
We're early. Things aren't perfect. But it's real, it works, and it's free.
If you grew up without a financial safety net — this was built for you.
Try it at wlthapp.com and tell me what's broken. I'm reading every comment personally.
— Alijah, founder
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