Hey Product Hunt community! 👋 I'm excited to share WalletFit with you all today. Like many cardholders, I love optimizing cash back and travel points. But in Canada, maximizing rewards comes with hidden friction: - Strict monthly or annual category caps (e.g. Amex Cobalt's $2,500/mo grocery limit) - Confusing merchant network rules (Costco only accepting Mastercard, discount grocers not taking Amex) - Annual fee drag that eats away at real net returns Most calculators assume you earn infinite multipliers on unlimited spend. WalletFit is built with a cap-aware algorithm that monitors your spending ceilings and automatically shifts spend to the next-best card once a limit is reached. We also introduced Max, an AI credit card strategist that answers complex questions about point valuations, loopholes, and multi-card setups. WalletFit has a 100% free manual calculator (no bank login required) as well as optional automated sync via Plaid. I'd love your feedback on the UX, card math, or any feature ideas you have! 🚀

WalletFit

Maximize credit card rewards with cap-aware math

Maximize credit card rewards with cap-aware math