SuperMoney
Your money stress, solved by AI.
420 followers
Your money stress, solved by AI.
420 followers
An AI personal finance app that goes beyond tracking. SuperMoney surfaces money-saving actions—optimize debt, spot better options, and stay on plan—so you always know what to do next.
Congratulations on the launch! I've been asking Sense AI some questions in the app and it is doing a really good job of giving me very relevant, honest, and detailed information about my budgeting goals. Also, I haven't come across any bugs in the app yet, so I have to commend the team on launching such a polished product!
SuperMoney
@shaam Thanks for trying out the app and glad you've had a smooth experience so far. If you run into anything or have feedback as you keep using it, we'd love to hear it.
@akash_talwar Will do. Thank you!
Agnes AI
How could I migrate all my financial status and data to SuperMoney? It could be quite tedious sometimes...
@cruise_chen SuperMoney uses bank linking technology to import your data directly from the financial institutions you use. Once you authorize access it's seamless and our AI is able to comb through the data to provide personalized insights and recommendations.
SuperMoney
@cruise_chen Great question! The good news is there's no tedious manual data entry needed. When you connect your financial accounts through the app, SuperMoney securely pulls in your balances, transactions, and account details automatically. You can link bank accounts, credit cards, loans, and investments all in one place.
Once connected, Sense AI starts analyzing your full financial picture and gives you personalized insights right away. Most users are fully set up in just a few minutes.
If you run into any issues connecting an account, just let us know and we'll help you get sorted! www.supermoney.com
Very interesting concept! Does it help direct some of your money left over after expenses towards savings and investments?
SuperMoney
@ross_williams3 Cool question Ross, and the answer is yes! Currently, our insights feed works by providing tailored advice based on your spending and savings behavior. So, say the month just turned and there's money left over after expenses — we understand if there's any type of debt to redirect that money to pay your debt faster, or if there's no debt, we compare how much this money invested will return over a series of years.
@enzo_torquato Looking forward to showing you what my team and I have been working on! Great job!
SuperMoney
@ross_williams3 Yes on savings, we surface high-yield savings options and help you see exactly how much you have available to put to work based on your actual cash flow. On investments, we're not a robo-advisor and we won't pretend to be. Right now the focus is on the foundational stuff most people haven't nailed yet: eliminating high-interest debt, optimizing rates, building a real budget. For most people that's where the highest return on their financial attention actually is. Investments come next, and we'll be building toward that.
Can't wait to try this out! Does the credit scoring model work off of Experian, Fica? Or is the model unique to the app?
SuperMoney
@minhajulll Thanks for the interest! We integrate with data vendors that act as intermediaries with Experian, Equifax, and other credit bureaus to get a high-level overview of your current debt obligations and credit score. On top of that, we have our own proprietary system that uses that data to provide personalized recommendations on improving your score and finding opportunities to reduce your debt burden. Hope you enjoy the app!
SuperMoney
@minhajulll Currently pulling from Equifax but likely moving to Transunion.
@miron_lulic Interesting, I know a lot of the UK base prefers Equifax in my personal experience, so maybe that's one to consider.
love that this actually gives you next steps instead of just showing a depressing pie chart of how much i spent on food 😅. when it says 'optimize debt,' does the ai actually calculate specific payoff strategies (like the avalanche or snowball method) for my connected credit cards? And can I connect all of my accounts?
SuperMoney
@samet_sezer Great question! Yes - when you complete a soft credit pull in the app, the AI analyzes your actual debt accounts, balances, and interest rates to recommend a personalized payoff strategy. You can choose between the avalanche method (highest interest first, saves the most money) or the snowball method (smallest balance first, builds momentum) based on what works best for you.
And yes, you can connect multiple bank accounts so the app has a full picture of your finances to remove the guesswork and give you a plan that actually fits your situation.
Give it a try and let us know what you think!
SuperMoney
@samet_sezer Yes on both. Sense AI calculates specific payoff strategies including avalanche (highest interest first) and snowball (smallest balance first) based on your actual balances and rates, not hypothetical numbers you typed in. It shows you the total interest cost and time to payoff for each approach so you can see the real difference and choose what fits how you're wired. Some people need the psychological win of knocking out a small balance first even if it costs a little more in interest. We don't judge, we just show you the math on both.
On account connectivity: yes, you can connect bank accounts, credit cards, loans, investments, and more. The whole point is that Sense AI needs your real picture to give you real advice. A recommendation based on incomplete data is just a guess.
SuperMoney
Hi Product Hunt! So excited to be live. 🚀
Since I started out as a CFP I've wanted to make high-end financial planning accessible to everyone, not just the wealthy. Our team has been building toward this for 10 years, and I’ve loved helping bake real financial logic into Sense AI. I’ll be here all day to answer any questions you have. We’re looking forward to your honest feedback!
Hey Product Hunt! 👋
Excited to finally have this out in the world! I worked on the AI chatbot — the piece that lets you ask real questions about your money and get answers based on your actual financial picture.
If you try it, I'd love to hear what surprised you (good or bad). Here all day to answer questions!