Most financial tools hide everything behind a sign-up wall. startinvesting.ai is 100% free, no account needed: 📈 Investment Simulator — see exactly how your money grows using real S&P 500 data FIRE Calculator — find your financial independence number and when you can retire early Mortgage Calculator — your TRUE monthly cost, not just what your lender quotes Market News — pre/post market updates, real-time alpha, 5× daily. No jargon. Built for people who just want real numbers without the BS.
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Maker
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Hey PH! Built this because I kept hitting paywalls just trying to answer basic questions like "how much do I need to retire?" or "what's my mortgage actually costing me?"
Everything is free, no account needed.
The FIRE calculator is my favorite — plug in your numbers and it shows you something most people have never seen: your Coast FIRE number. It's the point where you can stop contributing entirely and still retire on time, just from compounding alone. That number is usually way closer than people think.
Here's the thing nobody tells you: you don't need to be rich, you just need to start early and be consistent. $300/month at 25 beats $1,000/month at 40. Every time. Compounding is genuinely one of the most underrated forces in personal finance — the simulator makes it visual in a way that actually clicks.
Also built a live market news feed — pre-market alpha, post-market breakdowns, real-time moves. Updated 5× daily, written like a smart friend explaining what's happening, not a Bloomberg terminal.
Would love brutal feedback. What's missing? What's confusing? What sucks. 🙏
Feel free to comment! Would love some feedback!