Launched this week
SpendNode
The comparison engine for crypto cards
5 followers
The comparison engine for crypto cards
5 followers
SpendNode calculates outcomes, not just fees. Break-even tables at your spend level, 108 country pages with local tax strategies and geo-bans, head-to-head comparisons with real verdicts, persona-specific picks. 34 vendors, 70+ cards. Every number verified against live issuer docs. When a vendor changes terms, every affected page updates in hours: scenarios, verdicts, country guides. This level of depth, accuracy, and coverage was not possible before AI.
Hey PH! I'm Aleksandar, founder of SpendNode.
I spent 7 years running marketing at RinggitPlus, one of Southeast Asia's largest financial comparison platforms. So I know how this industry works from the inside. And I know where it breaks.
Here's the thing nobody talks about in comparison. You can template a table that pulls fees from a database. Every comparison site does that. But the moment you write "Card A beats Card B for a German resident spending EUR 1,500/month," you've created a verdict that now lives on your country page, your comparison pages, persona pages, and a handful of blog articles. When Card A quietly changes its FX fee, someone has to find every single place that verdict exists and fix it. Across hundreds of pages.
No team staffs for that. I know because I tried. So everyone keeps it shallow. You get "best for travel" labels and template numbers. No real math, no real verdicts, no scenarios showing what you'd actually earn or lose at your spending level.
I always knew there was a better way to do this. But I also knew I'd never start something like this with a traditional team. The maintenance alone would bury you within months. That changed when I started working with LLMs.
I want to be upfront about this: SpendNode is built with AI at the core of its editorial process. Not as a gimmick, as the thing that makes the product possible. When Kraken updated their card terms this week, we swept dozens of files in one session. Every scenario table recalculated, every verdict checked, every country guide updated. That kind of maintenance was simply not doable before.
So what did we actually build?
Real scenario math. We don't just list that a card has "1% cashback." We calculate what happens at $500/month vs $1,500/month vs $3,000/month, after fees, after FX markups, after annual costs. Break-even tables showing when a paid card starts beating a free one.
Country pages with local tax rules, funding routes (how do you actually get money onto a crypto card in Nigeria vs Germany?), geo-bans, and common mistakes with actual dollar costs. Not "available in Europe" but "Bybit and Bitget are banned in France by the AMF, here's what works instead."
A comparison widget where you pick up to 4 cards and get a side-by-side breakdown of every fee, every perk, every regional restriction. Filter by region, card type, network, benefits, even specific crypto assets. Shareable URLs so you can send your comparison to someone. Plus pre-built head-to-head matchups with editorial verdicts already written.
Persona pages with actual spending strategies for digital nomads, DeFi users, students, frequent travelers, privacy-focused holders, each with different card picks and different math.
And something we're really excited about. An AI-powered financial helper currently in development. Think of it as a conversation, not a filter. Tell it your country, what crypto you hold, how much you spend monthly, whether you care more about cashback or self-custody or tax optimization, and it walks you through the options with the same scenario math that's on the site.
Eventually we want it to monitor your card's terms after you've chosen one and alert you if something changes that affects your setup. We think this could be the first tool that doesn't just help you pick a card but actually keeps working for you after you do.
I'd genuinely appreciate feedback on what's useful and what's not. This whole thing started because I couldn't find a single place that honestly compared crypto card fees. If something's missing or unclear, that's exactly what I want to hear.
Aleksandar D.