Launched this week

Pocket

Launched this week

See your debt-free date before you spend

5 followers

See your debt-free date before you spend

5 followers

See your debt-free date before you spend. Pocket is a privacy-first financial simulator for Mac — no bank login, no subscription, local data only. Simulate any purchase and watch your timeline shift. Pocket's surplus allocation engine shows where freed-up payments go next, so you reach financial freedom faster. One-time purchase. Lifetime license.

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Launch tags:Mac•Personal Finance

Launch Team

Framer AI AgentsDesign and publish professional sites with AI

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Maker

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Hey Product Hunt 👋 I'm a solo developer who got tired of finance apps that either demanded my bank passwords or trapped me in subscriptions. So I built Pocket — a Mac app that helps you simulate financial decisions before you make them. Here's what makes it different: instead of just tracking what you already spent, Pocket shows you what happens before you spend. Add a $2,000 vacation to your credit card and watch your debt-free date shift in real time. Pay off a card and see exactly where that freed-up $250/month should go next. Everything runs locally on your Mac. No bank login. No data leaves your device. One-time purchase, lifetime license. I'd love your feedback — especially from anyone who's ever opened a spreadsheet to figure out "can I actually afford this?" Happy to answer any questions! Here is a web simulator of how Pocket works: https://pocket.ravingcode.com/si...

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2d ago

Forum Threads

p/pocket-6

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14h ago

What financial decision do you wish you could simulate before making?

One thing I ve realized while building Pocket is that most personal finance apps do a great job showing where your money is today. But that s rarely the question I struggle with.

The questions I actually want answered are things like:

If I buy a new laptop today, how much later will I become debt-free?
If I put an extra $500 towards my loan this month, how much interest will I save?
If I take a vacation, what goal gets delayed?
If I get a raise, what s the smartest place to put the extra money?

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