PayCalcHub offers free, transparent financial calculators for US workers: salary (take-home pay for all 50 states plus DC, Canada, UK, and Australia), mortgage (full PITI with amortization), loan, and hourly-to-salary conversion. Every calculator uses current IRS brackets, state tax rates, and FICA data, updated annually, with methodology and sources documented on every page. No signup, no paywall, no ads disguised as advice. Built and maintained by one person.
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Maker
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Hey Product Hunt 👋
I built PayCalcHub because figuring out your actual take-home pay, what a mortgage really costs you, or how your salary stacks up across states always seemed to require either a finance degree or an hour with a spreadsheet you don't fully trust.
PayCalcHub covers salary calculations for all 50 states plus DC, Canada, the UK, and Australia, a full PITI mortgage calculator with amortization, a loan calculator, and an hourly to salary converter. Everything runs on current 2026 IRS brackets, FICA rates, and state tax data, and every number is sourced and documented, IRS Publication 15-T, state Department of Revenue bulletins, BLS data, so you can verify the math yourself instead of just trusting a black box.
It's a one person project, no VC, no content team, no sales funnel. Just calculators I wished existed when I needed them.
Would love your feedback, especially on anything that looks off or any calculator you'd want added. I'll be reading every comment.
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One thing that would make this way more useful for me is a side-by-side comparison of two job offers. If I plug in two different salaries, the tool could show me the difference in take-home pay, taxes, and even hourly equivalent so I can quickly see which offer actually comes out ahead after state taxes.
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the take-home pay calculator is genuinely useful and i appreciate the no signup thing, super low friction. one thing that would make it even better is adding a side by side comparison view so you can see how a job offer in say texas stacks up against one in california after taxes. would help a lot of people during job hunting
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the fact that you document the methodology and sources on every single page is honestly so refreshing, so many of these tools just throw numbers at you without explaining anything.
One thing that would make this way more useful for me is a side-by-side comparison of two job offers. If I plug in two different salaries, the tool could show me the difference in take-home pay, taxes, and even hourly equivalent so I can quickly see which offer actually comes out ahead after state taxes.
the take-home pay calculator is genuinely useful and i appreciate the no signup thing, super low friction. one thing that would make it even better is adding a side by side comparison view so you can see how a job offer in say texas stacks up against one in california after taxes. would help a lot of people during job hunting
the fact that you document the methodology and sources on every single page is honestly so refreshing, so many of these tools just throw numbers at you without explaining anything.