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NetWorthCurve.com
Build wealth, not spreadsheets. Start your curve today.
11 followers
Build wealth, not spreadsheets. Start your curve today.
11 followers
Net worth and Balance sheet generator. Track assets, liabilities, and calculate compound or simple interest across over 180 global currencies. Forecast wealth with 10-year compound interest graph, and run fast simple interest math on your investments and loans. Free, private, and zero bank links required—start your curve today.
How does the 10-year forecast handle irregular contributions or withdrawals over time, or does it assume a flat monthly amount the whole way through?
@demetpiiret9fy Hi Demet,
Thank you for checking out the launch and for the great question!
Currently, the graph is generated based on a flat projection model using the Starting Principal, Time Horizon, Annual Return Rate, and a fixed Monthly Contribution across the entire period.
However, your point about handling irregular contributions or withdrawals over time is incredibly valid—real-world finances are rarely that linear. I've taken note of this and will look into implementing more dynamic cash flow options in a future update, along with other great suggestions that i may receive from the community.
Thanks for helping make the tool better!
How do you keep the data private if everything is free and browser-based? Is anything stored on your servers, or does it all stay local on my device?
@eymaw7h Dear Şeyma
We keep your data private by completely eliminating the middleman: networthcurve.com is built as a static website using a 100% client-side JavaScript architecture.
This means there are absolutely no backends, databases, or cloud syncs involved. Every calculation and piece of data you enter is processed entirely within your own browser. Because our website physically doesn't have a server to send data to, your financial details never leave your device. Your privacy isn't just a policy here; it's hardcoded into the architecture.
Finally a net worth tracker that doesn't ask for my bank login, the multi-currency support is a nice touch for someone like me with assets in different countries. The 10-year projection graph made it way too easy to spend an hour playing what-if scenarios.
@sabriatasavun Hey Sabri, thank you so much for the kind words!
Avoiding bank logins was a non-negotiable for me when building this. I wanted a tool where people could track global assets securely without handing over their keys, so I'm thrilled the multi-currency support is hitting the mark for you.
And don't worry, you aren't the first person to get lost in those 10-year "what-if" scenarios! That is exactly what the engine was built for—to help you visualize the long game clearly and safely. Appreciate you checking out the site!
Does the 10-year forecast update automatically as I add new assets, or do I need to re-enter everything to see changes?
@berat7h4n Dear Berat
No, the 10 -year forecast engine do not sync automatically because your data is 100% local and never stored on a cloud database.
Here is how it works:
Shared Currency: The currency you select applies automatically to all three engines.
Independent Engines: Because there is no backend, data points for the Net Worth Calculator, Monthly Balance Sheet, and the 10-Year Compound/Simple Interest Calculator must be entered individually.
To see changes in your 10-year forecast graph, just input your updated figures directly into that specific engine.