Moneda

Hey Product Hunt 👋 We built Moneda out of personal frustration. Our team spans countries, currencies, and work styles; freelancers, and internationals getting paid across borders, frequent travellers. We’ve all dealt with slow remittances, hidden FX costs, frozen accounts, low returns, and banking rails that weren’t built for how people live today. At the same time, we’ve seen how powerful crypto can be, and how inaccessible it still is for most people. Too complex, too fragmented, too impractical for everyday use. Moneda is our attempt to fix both sides. Built on regulated stablecoins, it lets you hold, spend, and earn EUR and USD with full control. No custody risk, no lock-ups, and no crypto jargon. Clear, liquid, and designed to feel familiar. We’re calling this Neo Finance; not a bank, not a crypto app, but a standard we wish had existed earlier. If you try Moneda, we’d love your honest feedback. What works, what doesn’t, and what you’d want us to build next! 🩵