Hey Product Hunt! I'm Demian, solo founder of Monavio. I built this because every finance app I tried either required Plaid (which doesn't work outside the US) or wanted my bank credentials. Living in Panama, none of them worked for me. So I built what I needed: upload your bank statements as PDFs, and AI handles the rest. Categorization, budgets, investment tracking, net worth, and FIRE planning with Monte Carlo simulations. A few things that make Monavio different: No Plaid, no bank login, no credential sharing Works with any bank in any country Multi-currency native FI planning with Monte Carlo simulations $3-7/month (YNAB and Monarch are $14.99) Would love your feedback — especially if you've been frustrated by the Plaid limitation or live outside the US.

Monavio

Track your money, reach FI — no bank login needed

Track your money, reach FI — no bank login needed