Mercury

Banking for startups

4.5•52 reviews•

686 followers

Banking for startups

4.5•52 reviews•

686 followers

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Online banking

•

Startup financial planning

Confidently run all your financial operations with software built from a powerful banking core. Scale with business bank accounts & debit and credit cards.

This is the 10th launch from Mercury. View more

Mercury Personal

Powerful personal and joint accounts on Mercury

Mercury Personal makes optimizing your finances feel effortless. Earn a competitive yield in your savings account, set custom automations, and share tailored access. And now, collaborate with your spouse or other trusted person via joint accounts.

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Launch tags:Fintech•Personal Finance•Banking

Launch Team

AppSignal — Built for dev teams, not Fortune 500s.

Built for dev teams, not Fortune 500s.

Promoted

Homebrew’s 50+ HR Resources for Startups

amazing product that i'm a happy customer of

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1yr ago

@likuev I have an idea for improvment consider adding tools for goal tracking, like savings targets or debt repayment plans.

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1yr ago

How is this better than Revolut? I don't see it.

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9mo ago

One of my top fintech picks available.

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9mo ago

1 2

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Winner • Finance Tech Product of the Year

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Mercury Launches

Mercury Personal Powerful personal and joint accounts on Mercury

Launched on December 10th, 2024

Mercury Expense Reimbursements Reimburse out-of-pocket employee expenses right from Mercury

Launched on October 8th, 2024

SAFEs by Mercury Streamline the entire SAFE fundraising process on Mercury

Launched on October 3rd, 2023

View all Mercury launches

Do you use Mercury?

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4.5

Based on 52 reviews

Review Mercury?

Reviews of Mercury highlight a clean, intuitive experience and quick startup onboarding, with virtual cards, integrations, and helpful treasury features praised. Maker feedback is especially strong: makers of

Central (YC S24)

applaud the modern interface and treasury; makers of

Station

say it made getting started easier; makers of

erxes Inc

commend simplicity and community support like Mercury Raise. On the downside, multiple users report sudden account closures, slow or email-only support, low or inflexible card limits, and occasional disruptive system changes. Overall sentiment skews positive but cautions about reliability.

+49

Summarized with AI

Pros

startup-friendly features (14)

intuitive interface (12)

easy account setup (5)

responsive customer service (5)

integrations with business tools (4)

seamless account management (3)

virtual cards (3)

no fees (2)

support for startup community (2)

venture debt options (2)

Cons

slow support (6)

unreliable service (5)

account closure without warning (4)

compliance issues (2)

Pros

Cons

Reviews

All Reviews

Most Informative

•1 review

These people have no respect for their clients. It is unfortunate that I have to leave this review, but it is merited. Mercury is a service not a bank. They partnered with Evolve Trust to provide an "easy banking" service for entrepreneurs and startups... and they are failing at this miserably. One of the most important things for a startup is to have funds available quickly. We've made small to large deposits into the account with Mercury and seven (7) days later, still waiting for the funds, and customer service is unresponsive. We have had to go out of our way to open bank accounts with another bank in order to pay contractors. Not sure how Mercury defines this as a great experience. It is pathetic to say the least. Save yourself the headache. Mercury is a joke.

What needs improvement

slow support (6)unreliable service (5)slow fund availability (1)

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1 view4yr ago

•1 review

Lot of the reviews here seem fake/shady (Say similar stuff, posted on same day, the type of word choice) But either way, Mercury so far has been working fine for me. CS seems to respond within a day or two. Initially had issues with larger payment, msged them and needed to see invoices of that larger amount to permit it. Once done, things have been working. Just sent wire to my international vendor and it seems to have gone through quicker than expected. So far so good.

What's great

responsive customer service (5)

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1 view3yr ago

used this to build

FriendMap

(141 points)

•16 reviews

From our first check to paying contractors, Mercury has had our back from the beginning. Rock solid banking services, and recently even started to offer sending out SAFE's. Not to mention the high-yield interest accounts, meaning we got paid every month just for having money in our account. Game changer.

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2 views9mo ago

Mercury

Banking for startups

Banking for startups

Mercury Personal

Have a question about Mercury? Ask it here and get a real answer.