MCA Factor Rate Calculator
MCA lenders hide costs in factor rates. See the APR.
4 followers
MCA lenders hide costs in factor rates. See the APR.
4 followers
MCA providers quote a "factor rate" instead of an interest rate. It looks small. It isn't. A 1.35 factor rate over 6 months = ~70% APR. Over 12 months = ~35% APR. Same number, wildly different cost. This converts any factor rate to APR so you can compare MCA offers against bank loans or SBA loans. Shows: total repayment · total fee · equivalent APR · estimated daily payment Free. No signup. No email required.
MCA Factor Rate Calculator
Launch date
MCA Factor Rate CalculatorMCA lenders hide costs in factor rates. See the APR.
Launched on July 16th, 2026