Hey everyone! I'm Mackenzie, founder of Loyalty Concierge. I built this because I got tired of not knowing whether I was actually getting the most out of my credit cards. Every bank claims their card is the best, every blog recommends something different, and keeping track of transfer partners, earn rates, and annual fees felt like a part-time job. Loyalty Concierge looks at the cards you already have, your goals, and how you actually spend, then tells you which card to use and where your points are worth the most. It doesn't push new cards first, it optimizes what's already in your wallet, and only suggests something new if it's genuinely a better fit. Every card fact is independently verified, checked by two AI research passes, then a human reviewer and we publish a public changelog whenever something gets corrected. That verification process is the thing I care most about getting right, and I'd love feedback on where it still falls short. Happy to answer anything about how it works!

Loyalty Concierge

Never wonder which credit card to use again

Never wonder which credit card to use again