Ledger AI
Your finances, explained — not just tracked.
4 followers
Your finances, explained — not just tracked.
4 followers
Upload any PDF or CSV from any bank — no login, no Plaid. Ledger AI maps deductible expenses, catches forgotten subscriptions, explains spending spikes, and flags anomalies before they become problems. Ask it anything — it answers from your real data. It gets smarter with every upload: merchant rules apply automatically, your spending profile builds over time, and insights compound. Any bank, any currency. Your data, always.
I built Ledger AI because I couldn't justify handing over my bank credentials just to see where my money was going. That tradeoff never made sense to me.
So the rule from day one: no bank login, no Plaid, no open banking. You download your statement — PDF or CSV, from any bank, anywhere — upload it, and the AI does the rest. Spending patterns, forgotten subscriptions, anomalies, cashflow shifts. Plain English. No dashboards to maintain, no permanent data connections.
The privacy-first constraint turned out to be a feature: it works with every bank in every country by default. No integrations to build or break.
It also gets smarter with every upload — merchant rules apply automatically, your spending profile builds over time, and insights get more accurate as it learns your patterns.
I'm the solo founder on this. Would genuinely love to know what lands and what doesn't — especially if you upload a real statement and something surprises you (good or bad).