Kriva — AI-CFO for small businesses that can't afford a real one. Kriva connects to your accounting system (Fiken, Tripletex, Xero, QuickBooks, 30+ others) and turns your numbers into things you can actually act on: A financial health score, updated automatically Cash runway and burn rate Client-concentration risk warnings Live "what if" scenario simulations Built for the small businesses too small for a CFO but too complex to guess.

Hey everyone 👋 I'm Ridwaan, solo founder of Kriva, based in Norway. I built this because I kept seeing the same problem: small businesses and consulting firms here are big enough to have real financial risk (cashflow gaps, client concentration, debt they haven't stress-tested) but way too small to justify hiring a CFO or even a part-time financial advisor. So they either guess, or they pay an accountant just to answer "can we afford to hire someone" once a quarter. Kriva connects straight to your accounting system Fiken and Tripletex if you're in Norway, Xero/QuickBooks/Sage and 30+ others if you're not and turns that data into a plain-language health score, cash runway, and "what if" scenarios you can actually run yourself, in real time. It's live in Norwegian, Swedish, Danish, English, French, and Spanish, because I didn't want this to be another English-first tool that treats the rest of Northern Europe as an afterthought. I'm building this solo, so I'm genuinely here for feedback what's confusing, what's missing, what would make you actually trust a number a piece of software gives you about your own business. Ask me anything.