
HippoSplit
Expense splitting as easy as texting
1 follower
Expense splitting as easy as texting
1 follower
Most bill-splitters feel like accounting software. HippoSplit is chat-first, so adding an expense is as easy as sending a message: snap a receipt photo or type "dinner, $80," and AI itemizes it, picks a category, and keeps the split clear and editable. With 150+ currencies at live rates, it's perfect for trips abroad. Tracking expenses is finally fast and even enjoyable. Think Splitwise, but with fast input and advanced AI, built for trips, roommates, families, and everyday personal spending.






๐ Hey Product Hunt, I'm Phuong ๐ first time maker here.
๐ I'm thrilled to present HippoSplit.com, a chat-first way to split expenses on trips, with roommates, or family, without the dreaded spreadsheet.
๐ก We built it because every existing bill-splitting app felt like accounting software, full of forms and dropdowns nobody wants to touch. We wanted adding an expense to feel as easy as sending a message, so HippoSplit borrows the chat format. It's not here to replace your WhatsApp or Messenger group, just to be the quick, convenient place you log every expense the moment it happens.
๐ธ You snap a photo of a receipt or just type "dinner, $80," and it pulls out the items, amounts, and currency, picks a category, and keeps the split clear. You stay in control: every split is editable, and the actual math is done by our backend, not guessed by AI.
๐ฌ To be clear, it's not a chatbot. You chat your expense, HippoSplit parses it, calculates the split, and the totals, settle-up, and charts all live on one page. No typing back and forth with an AI bot, so everything stays consistent and you spend seconds, not minutes.
โจ A few highlights worth calling out:
150+ currencies with live rates: handy for trips abroad, even when the group ends up paying in a few different currencies.
Guest access by link: friends join instantly, no account or download. This is the thing that finally got our own friends to actually use it.
Flexible splitting: every split type (evenly, by item, by share, by percentage, or exact amounts), plus recurring expenses and clean charts that show where the money went.
It's a web app today (works great added to your phone's home screen); native apps are on the way.
๐ฃ Give it a try with your next trip, friends, or family expenses, and tell us how it goes. I'll be here all day : )