Hi Product Hunt! 👋 I'm John — working toward my CMT Level III while building FundAlign on the side. Origin story: I was reviewing my own 401K and realized 85% of my "diversified" portfolio was really just the S&P 500 under different fund names. VTSAX, VFIAX, FXAIX — all holding the same 500 stocks. Most 401K platforms show fund names and expense ratios, but never what's actually inside. So I built FundAlign. What it does: 🔍 Analyzes actual holdings of every fund in your plan (including institutional CITs that break most tools) 📊 Shows pairwise overlap matrix — red = bad, green = diversified 🧠 AI retirement advisor chat that knows YOUR specific analysis ⚡ Explains every allocation weight ("VTSAX at 45% because...") 🚫 Tells you which funds got excluded and why 📱 PWA enabled — install to your phone's home screen, no App Store 💰 Pay-per-analysis: $1.99 each, $7.99 for 5, $4.99 for day pass 🚫 No subscription — you don't review your 401K weekly Why pay-per-analysis? Because that's how people actually use this. Honest pricing matching honest usage. What I'd love feedback on: The two-mode workflow (Check current vs. Build optimal) — does it make sense? The AI chat — actually helpful or gimmicky? Pricing — is $1.99 right for a one-off analysis? Also building out an advisor version — if you're an RIA or CFP, there's an early access waitlist at fundalign.ai/for-advisors. Thanks for checking it out! Questions welcome.

FundAlign

Stop paying for 3 S&P 500 funds in a trench coat

Stop paying for 3 S&P 500 funds in a trench coat