Hi Product Hunt, I am Maharshi, one of the two people building FreelanceCFO.

Freelance income arrives in lumps. $8,000 one month, $900 the next. Almost every money tool assumes a paycheck, so the questions that actually keep freelancers up at night go unanswered:

If the work stopped today, how long would my money last?
How much of this payment is really mine, and how much is tax?
Which clients are worth it once I count the hours and how late they pay?

FreelanceCFO puts those three answers on one screen. Runway is calculated from your real balance and your average spending over the last three months. Quarterly tax is estimated from your actual income, including self-employment tax, with the deadlines in front of you. Client profitability is your effective hourly rate per client, from what they actually paid.

There is also Lance, an assistant you can ask about your own invoices: "who owes me money", "does what I am owed cover next month". It can draft a follow-up email, but it never sends anything. Every draft opens in an editor and you press send, or you do not.

What it is not: it does not file your taxes, it is not a bank, and it is not bookkeeping for a company with employees. Automatic bank sync is still rolling out, so today most people add transactions by hand or import a CSV.

Pricing: there is a free plan. The first 100 paying customers get Pro at $10/month for life; after that it is $20/month.

We also built three free calculators that need no account: quarterly tax, runway, and 1099 vs W-2

(freelancecfo.online/tools).

I will be here all day. The most useful thing you can tell us is what question about your money you still cannot answer.