Freelance Finance Kit: A spreadsheet that shows freelancers what's safe to spend

Hi Product Hunt, I'm Espen, the maker of Freelance Finance Kit. Why I made it: freelance income arrives in lumps from different clients and platforms, and part of every payment already belongs to the tax office. I wanted one file that answers one question: how much of this is actually mine to spend? What's inside (one .xlsx, 8 tabs, no macros, works in Excel and Google Sheets): • Dashboard: six setup cells, then Safe to spend, total tax reserve and unpaid invoices • Income: platform fees kept separate from real revenue • Expenses: deductible % per item • Tax Reserve: what to set aside each quarter and when it's due • Mileage, Time Log (including "worked but not invoiced") and a print-ready Invoice A deliberate choice: every tax rate is an input you control and verify. A template can't know your country, filing status or other income, so it does the arithmetic reliably and leaves the judgement to you or your accountant. It's a tracking and estimation tool, not tax advice. Pricing: $19, one-time. Feedback I'd love: Is the setup clear the first time you open it? Which tab would you open first? What do you track today that's missing?