FinTech Lite

FinTech Lite

Private finance tools. No login. No bank linking.

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Most finance apps demand your bank logins and a share of your data. FinTech Lite is the antidote. It's a suite of three privacy-first financial tools (Debt Destroyer, Freelancer Tracker, Subscription Auditor) that run 100% in your browser. We use Local Storage to save your progress, so your financial data never touches our servers. No sign-up. No bank linking. Just simple, powerful math to help you visualise your money in private. (Mathematical models for illustration only, not financial advice)
FinTech Lite gallery image
FinTech Lite gallery image
FinTech Lite gallery image
FinTech Lite gallery image
FinTech Lite gallery image
FinTech Lite gallery image
FinTech Lite gallery image
FinTech Lite gallery image
FinTech Lite gallery image
Free
Launch tags:Freelance•Fintech•Privacy
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Unblocked: AI Code Review That Knows What Matters
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What do you think? …

Michael Percy
Maker
📌

Hi Product Hunt! 👋

I’m Michael, the maker behind FinTech Lite.

I built this because I hit a wall with personal finance apps. I wanted to visualize my debt payoff plan and track my freelance income, but every "free" app demanded the same two things:

  1. My bank login credentials (huge security risk 🛑)

  2. My personal data (to sell to advertisers)

The only private alternative was Excel, but trying to pinch-and-zoom a spreadsheet on an iPhone is a nightmare.

So I built the middle ground: A suite of financial tools with the UX of an app but the privacy of a spreadsheet.

🛡️ How it keeps you safe (The Tech Part): There is no database. Seriously. We use your browser’s Local Storage.

  • The math happens on your device.

  • The data stays on your device.

  • If you clear your cache, the data is gone. We never see it.

🚀 The Tools (No Sign-Up Required):

  • Debt Destroyer: Visually compare Snowball vs. Avalanche payoff methods side-by-side.

  • Freelancer Tracker: Log irregular income and automatically calculate your "Tax Reserve" set-aside.

  • Subscription Auditor: Input your recurring costs to see your total "Monthly Burn."

🙏 What I need from you: I’m keeping this 100% free (ad-supported) to maintain the "no login" promise. I would love your feedback on the trust factor:

  • Does the "Local Storage" explanation make you feel secure?

  • Is the "Debt Destroyer" visualization clear enough to replace your spreadsheet?

Let me know what you think! 👇