Hey Product Hunt 👋 I'm Sajjad, and I built Finly because every budgeting app I tried told me what I had already spent - never what I could safely spend right now, after rent, subscriptions, and debt payments were accounted for. Finly's core is a real-time Safe-to-Spend number that updates as bills come due. Around that, I added: - Automated debt payoff plans (avalanche/snowball, actually simulated against your real cash flow) - AI transaction categorization and proactive spending nudges - An MCP server - connect Claude Desktop, Cursor, or your own agent straight to your ledger and ask "can I afford this?" in plain English - Bill splitting & money loans for shared expenses with friends - Passkey login, offline-first PWA, and a 15-second spoken morning brief It's free to use. I'd love your feedback, especially on the Safe-to-Spend logic and the MCP integration - that's the part I'm most excited (and nervous) about. Happy to answer anything below 🙏

Finly

The money app that always knows your bills.

The money app that always knows your bills.