Dave

Banking for humans

2 followers

Banking for humans

2 followers

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Neobanks

Meet the banking app that puts your financial mind at ease. Get paid up to two days early, build your credit history and get up to $100 advances wi

Launch tags:Android•iOS•Productivity

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Dave

Maker

Hey Kevando, there are certain touch points within the app such as when we save you from an Overdraft fee, successfully notify you of a predicted negative balance between or in the profile section where you can leave a Tip / Donation to us. We're trying to let people decide what they think it fair to pay us Vs banks making you pay huge fees. That seemed like the ultimate fair proposition.

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9yr ago

DoodleLens

@jasonwilk Very interesting concept. Considering pnc just docked me another $15 for no reason >:(

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9yr ago

TruePublic

@jasonwilk really a key problem for college age people. Overdrafts were devastating in college. I think they'll find this very useful.

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9yr ago

Fika

@jasonwilk what a genuine value exchange model. Kudos to you and the team @jasonwilk

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9yr ago

CollageMo

So the $ advances are paid back at 0%, and tipping is optional?

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9yr ago

Dave

Maker

@kristofertm Yes, that's right. We want users to be able to pay what is fair and we do that through donations. We also plant a tree with the donations too.

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9yr ago

You've Got Spam

How do you protect yourself from people not paying back their loan?

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9yr ago

Dose

@15greenberg The advance is automatically taken out of your check when it's deposited from what I understand, just like a traditional bank would/used to do. I also read that the first month is free and then $1 a month afterwards.

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9yr ago

DoodleLens

how does the tipping work?

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9yr ago