Crew
Banking with built-in budgeting
74 followers
Banking with built-in budgeting
74 followers
Crew helps you organize your money and stick to your budget with the most powerful bank account. Spend directly from your budget with pockets, program your money, and help your money grow faster.
Hey Product Hunt! 👋
Crew is the banking experience we’ve always wanted but couldn’t find with the legacy banks.
Today we’re launching budgeting inside of Crew. These updates make it easy to set up and stick to a budget, because the budget lives inside your bank account:
✉️ Organize your money into pockets
⚡ Split your paycheck automatically
💳 Spend directly from your budget with a single card
That way you can stick to your budget without all the drama.
This is all built into an already powerful high-yield checking account:
📈 Earn 3.7% annual percentage yield (9x the national savings rate)
✨ Program your bank account with transfer/notification/webhook actions
💸 Free wire transfers if you have more than $50k in deposits
👪 Full family support with joint owners, child accounts, and allowance automation
All of this without a subscription or fees.
We’d love to hear your feedback! What do you wish your bank account could do?
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Crew is a financial technology company, not a bank. Banking services provided by Bangor Savings Bank, Member FDIC. The Crew Mastercard® Debit Card is issued by Bangor Savings Bank, Member FDIC, pursuant to license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circle design is a trademark of Mastercard International Incorporated. Spend anywhere Mastercard is accepted.
Annual Percentage Yield is variable and may change after account opening. The advertised 3.7% APY is accurate through Mar 31, 2025 and may change at any time. There is no minimum balance or deposit required to obtain the advertised APY. Fees may reduce your earnings on the account.
National average interest rate of 0.41% retrieved on Feb 26, 2025 from the FDIC National Rate Caps Home here, updated Feb 18, 2025.
Love it! What makes budgeting within the bank account different from a dedicated budgeting app or other service?
@scottew Great question
With budgeting apps, you're creating budgets for a representation of your money. You then have to hope you can stick to that budget outside of the app where you set it up. There's no controls or anything actually helping you keep your budget.
When you set up budgets in Crew, you're budgeting your actual money. You can then create powerful automations to help you stick to that budget (decline transactions over limits, automatically split incoming money between pockets, etc).
Have been a fan of crew from the beginning! The speed at which they ship new features is incredible - my entire family loves using crew!!!
@katrina_kennedy 🙏🙏🙏
Love having your family on board.
Pricing API for Walmart
@scott_evanson Love to hear it!! ❤️
Sunset
How is budgeting in Crew different than using something like Monarch/Origin/Copilot/YNAB?
@kaela_worthen Great question!
There are tons of great PFMs out there, and they work for a lot of families. The main complaints we hear from people are:
They require a good amount of manual work
They rely on bank linking, which breaks a lot
They're subscription supported
We believe that putting your budget inside your bank account can improve all these issues. We get more data since we're in the auth flow, we don't rely on brittle bank linking, and we can monetize the way banks monetize (on deposits and interchange).
Pluralsight
What does it cost?
@gilbertglee Crew is free! We make money on deposits and merchant fees.
All the best for the features this product hold and i observed while using my own savings and current accounts from different banking companies, features related to budget, program and grow are already providing by banking competitors except the savings and subscription + fee for all above (point).
@ajay27324 Hey Ajay, yeah a lot of what we do in Crew is available in point solutions or individual banking apps. Our goal is to simplify your finance stack and bundle all of these tools into a single, well thought out experience. Curious to hear what you think if you give it a try!