Launching today
Consistent
Personal finance that works offline, with no bank login
8 followers
Personal finance that works offline, with no bank login
8 followers
Consistent is a personal finance tracker for people whose money lives in more than one place and more than one currency. Track accounts, budgets, bills, debts, goals and investments in 150+ currencies. Your data is on your device first, so it opens instantly and works offline, then syncs across phone and computer. Import bank statements instead of handing over your bank password. Money lent to friends and split bills stay out of your spending. Free, in 4 languages.
Free
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Promoted
Hi Product Hunt! I'm Vlad, and I built Consistent because I couldn't find one place for every account, card and currency I have (I live in Moldova, so it's MDL, EUR and USD at once) that opens instantly and doesn't want my bank password.
A few things I cared about:
• It works offline. Everything is saved on your device first and syncs when you're back online.
• You import statements instead of linking your bank: a CSV from any bank, or a PDF from MAIB for now. If your bank's PDF doesn't read, the app lets you tell me which bank it is, and I'll add it.
• On iPhone (iOS 27), an Apple Pay shortcut adds every tap at a till to the right account by itself.
• Money you lend, or bills you split, doesn't count as your spending, only your share does.
• Every amount stays in its own currency and converts at that day's rate.
It's free and runs in the browser on iPhone, Android and desktop (add it to your home screen and it works like an app). I read every piece of feedback myself, so tell me what's missing or confusing!