Coast FIRE answers one question: how much do you need invested today so your portfolio grows on its own to fund your retirement — without saving another euro. The first simulator built for Italy — with INPS pension integrated, 26% capital gains tax, and Italian tax treatment in retirement. Calculate your Coast number · Monte Carlo simulations · What-if scenarios · Net worth tracker · Italian broker import · SWR analysis Free to use. Pro unlocks PDF/Excel export and unlimited scenarios.

Built this because I couldn't find a single Italian tool that actually accounted for INPS public pension in the Coast FIRE calculation, which completely changes the math. Most simulators are American and they assume Social Security, US tax rates, 401(k) logic. None of that applies in Italy. theCoastFIRE.com is my attempt to fix that: a simulator that speaks Italian financial reality INPS pension estimate, 26% capital gains tax, ETF-based PAC investing, and a monthly net worth tracker to see if you're getting closer to your Coast point or not. It's free to try. Would love brutally honest feedback from anyone who runs their own numbers — especially if something feels off or missing. Thanks!!

CoastFIRE — Indipendenza Finanziaria

The Italian Coast FIRE simulator with INPS pension built-in

The Italian Coast FIRE simulator with INPS pension built-in